Mobile Homes and Climate Risks: How Natural Disasters Highlight Vulnerabilities

Lisa Mailhot  |  October 15, 2024

Buyers

Mobile Homes and Climate Risks: How Natural Disasters Highlight Vulnerabilities

 

In the wake of recent catastrophic hurricanes, such as Helene and Milton, a growing concern has come to light about the vulnerability of mobile and manufactured homes in the face of natural disasters. Joe and Sandra Rogers’ tragic experience in Clyde, North Carolina, offers a heartbreaking glimpse into this issue. Their mobile home, swept away by floodwaters from the Pigeon River, is a stark reminder of the dangers of climate change.

Mobile homes, often considered affordable housing solutions, are lighter and easier to move than traditional homes. However, they are more susceptible to destruction in disasters, particularly in flood-prone areas. Data shows that mobile homes make up 6% of the national housing stock, but the concentration of these homes is significantly higher in disaster-stricken regions like North Carolina and Florida. Many of these homes were built before 1976, when building codes were not as stringent, making them even more vulnerable.

Residents of mobile homes, often older or living in poverty, face compounded risks. Federal programs and disaster assistance often fall short of addressing their needs. For example, FEMA may offer funds to rebuild, but the costs of modern manufactured homes can far exceed these amounts. This creates a cycle where affordable housing becomes more difficult to replace, pushing residents further into hardship.

Bottom Line

As climate change continues to drive more extreme weather events, the challenges faced by mobile home residents will only grow. How can we better protect these communities and ensure that affordable housing options are resilient against future disasters?

Are you moving to Orange County? Let’s connect and discuss how to find a secure and suitable home for your future, even as the climate changes.

 

 

Reference: “How climate disasters runs mobile homes into huge risks” by  The New York Times News Service Syndicate. Published on October 14, 2024.


RECENT BLOG POSTS

Why a HELOC Could Be Your Best Bet Going Into November

Learn why a home equity line of credit (HELOC) may be smarter than a home equity loan this November. With expected rate cuts, a HELOC offers flexibility, savings on re… Read more

Election Jitters: Why First-Time Homebuyers Are Playing the Waiting Game

Nearly 23% of first-time homebuyers are holding off on their home search until after the upcoming election, hoping the winner’s housing policies will work in their fav… Read more

Mobile Homes and Climate Risks: How Natural Disasters Highlight Vulnerabilities

Climate disasters expose severe risks for mobile home residents, with hurricanes Helene and Milton highlighting how vulnerable these homes are. Explore why mobile home… Read more

Clear Cooperation Controversy: Class Action Against NAR Gains Momentum

The American Real Estate Association is exploring a class action against the National Association of Realtors (NAR) over its Clear Cooperation Policy. Learn how this p… Read more

Brace Yourself: Student Loan Impact on Credit Starts in January 2025

Student loan borrowers, be prepared for significant changes in 2025 as credit reporting and collection activities resume. Learn what steps to take now to protect your … Read more

Fighting Housing Discrimination: The Reality of Section 8 Voucher Bias in California

An investigation uncovers rampant discrimination against Section 8 tenants in California, with many landlords denying rental contracts to voucher holders. Learn more a… Read more

Dealing with Liens on Your Home: What You Need to Know Before Selling

A lien on your property can halt a sale and create financial complications. Learn what a lien is, how to resolve it, and what options you have if it's incorrect. Under… Read more

Will the Clock Run Out for Low-Income Renters in States?

With 223,000 affordable housing units set to expire in the next five years, low-income families may soon face drastic rent hikes. Explore the challenges of preserving … Read more

Homebuyer Demand on the Rise Amid Stabilized Rates

As mortgage rates stabilize, homebuyers are showing renewed interest with a 9% increase in purchase loan applications year-over-year. Explore what this means for the h… Read more

We are excited to assist you in finding your perfect home

Let's find a time that suits you best to chat about your goals, show you how we work, and figure out how we can help you the most