Mobile Homes and Climate Risks: How Natural Disasters Highlight Vulnerabilities

Lisa Mailhot  |  October 15, 2024

Buyers

Mobile Homes and Climate Risks: How Natural Disasters Highlight Vulnerabilities

 

In the wake of recent catastrophic hurricanes, such as Helene and Milton, a growing concern has come to light about the vulnerability of mobile and manufactured homes in the face of natural disasters. Joe and Sandra Rogers’ tragic experience in Clyde, North Carolina, offers a heartbreaking glimpse into this issue. Their mobile home, swept away by floodwaters from the Pigeon River, is a stark reminder of the dangers of climate change.

Mobile homes, often considered affordable housing solutions, are lighter and easier to move than traditional homes. However, they are more susceptible to destruction in disasters, particularly in flood-prone areas. Data shows that mobile homes make up 6% of the national housing stock, but the concentration of these homes is significantly higher in disaster-stricken regions like North Carolina and Florida. Many of these homes were built before 1976, when building codes were not as stringent, making them even more vulnerable.

Residents of mobile homes, often older or living in poverty, face compounded risks. Federal programs and disaster assistance often fall short of addressing their needs. For example, FEMA may offer funds to rebuild, but the costs of modern manufactured homes can far exceed these amounts. This creates a cycle where affordable housing becomes more difficult to replace, pushing residents further into hardship.

Bottom Line

As climate change continues to drive more extreme weather events, the challenges faced by mobile home residents will only grow. How can we better protect these communities and ensure that affordable housing options are resilient against future disasters?

Are you moving to Orange County? Let’s connect and discuss how to find a secure and suitable home for your future, even as the climate changes.

 

 

Reference: “How climate disasters runs mobile homes into huge risks” by  The New York Times News Service Syndicate. Published on October 14, 2024.

RECENT BLOG POSTS

Selling Your Vacation Home? Don’t Let These Tax Surprises Catch You Off Guard

If you're planning to sell your vacation home or rental property, don't be blindsided by an unexpected tax bill. This blog highlights four common tax surprises and pro… Read more

Is New Home Construction in Trouble?

Single-family home construction slowed again in April due to rising tariffs, elevated interest rates, and declining demand. With affordability strained and future cons… Read more

Home Loan Applications Rise for the Second Week Straight

Mortgage demand continues to rise for the second week in a row, with homebuyers taking advantage of increased housing inventory and relatively stable mortgage rates. A… Read more

Is Your Property Tax Too High? Here’s How To Appeal Like a Pro

Many homeowners are unknowingly overpaying their property taxes—especially in high-tax counties. Learn how to appeal your property tax assessment, key deadlines to wat… Read more

Is Your Home Insurance Ready for a Disaster?

Homeowners in fire-prone areas like California are facing a harsh new reality: rising insurance costs, dropped policies, and complicated claims. This blog explores wha… Read more

Tariff Truce Sparks Market Rally and Opportunity for Buyers and Sellers

The U.S. and China have agreed to reduce tariffs for 90 days, offering a short-term lift to global markets and economic optimism. This temporary relief may influence m… Read more

Where Have All the Vacation Home Buyers Gone? Exploring the 2024 Decline

Vacation home demand has tumbled to its lowest level in years as rising costs and shifting work norms dampen enthusiasm for second properties. This blog explores why i… Read more

Move-Up Buyers Fuel Mortgage Boom as Rates Dip

Mortgage loan applications surged 11% in late April/early May, largely driven by experienced buyers trading up to larger homes as mortgage rates briefly declined. With… Read more

Daycare Costs More Than Rent

Childcare costs are skyrocketing across the U.S., surpassing rent in most major metros. In cities like Denver and Seattle, families with two kids are paying over 160% … Read more

We are excited to assist you in finding your perfect home

Let's find a time that suits you best to chat about your goals, show you how we work, and figure out how we can help you the most